If you are a credit card user, there is definitely some good news for you, at least that’s what it seems with the implementation of the new credit card law. Providers, now, have to legally issue a warning in advance if they intend to hike your interest rate. Which was certainly not the case previously.
Every bill they issue must possess information on how many months it would take to repay the total amount if they make the minimum payment every month. Wow! What a relief for credit card users! It seems to be a beginning or end of the credit card loot era. Continue reading “How Will The New Credit Card Law Affect You?”
Most of us don’t bother about our retirement planning in the early stages of our career. The anxiety, however, increases every year after 40 and we keep wondering where the money will be generated from, to meet the expenses after you quit your professional career. Continue reading “Retirement Investment Advice for Every Age Group”
If we are talking about retirement, the investment options to look at must be quite safe. To be precise, it must not be a risky investment as it will be the only source of income during your old age. Here is a retirement funds advice for people seeking a good return on their investment. Continue reading “Retirement Funds Advice – CDs, Bonds, and Green Stocks”
Being an investment planner, every week I develop a variety of investment and retirement plans. I talk to them and try to understand their goals, their fears, their dreams, and their vision to work on their retirement portfolio. We, together, analyze their financial status today and how they can reach their goals in next 10, 15, or 20 years. Continue reading “Redefining Retirement”
Many investors own stock via index fund while many aren’t aware of the term. This article is tailor-made for the latter group. So, if you have your money already invested in index funds. There wouldn’t probably be anything new for you in this article. Continue reading “Investing in Index Funds for Beginners”
I have been investing in some dividend stocks mainly because saving account rates these days are pathetic. For an emergency fund, earning a percent or two on my investment is fine. But for long-term, it’s lousy.
If you don’t really have an immediate need of the money earned through dividends, it’s advisable to reinvest the amount. And you don’t have to bother about reinvesting process as many broking companies these days offer such service for free. Continue reading “The Benefit of Dividend Reinvesting”
If you are seeking high return investments, you will get many. You, however, must possess the ability to face the amount of risk involved in it. Most investment options providing high return are never safe. Continue reading “Picking Amongst Various High Return Investments”
If you are planning to reduce your taxable income by contributing to charitable organizations, here are some essential regulations laid down by IRS. You will need to follow to get the amount deducted. Continue reading “Regulations to Deduct Charitable Contributions”
We fear things about which we don’t know much. Or something we have myths about. Though I may not be able to eradicate your fear of ghosts, I can definitely help you to get better acquainted with tax. Let’s have a look at common myths about taxes and its truth. Continue reading “Top 4 Tax Myths”