Life And Debt – Getting Out Of Debt

I am one of those guys who associate a song with a particular person. Songs like “Come as you are”, “American Woman”, and  “Under Pressure” remind me of three different friends that I have. One of my friends called Jennie reminds me of a song as well. The pun of life and debt is won’t be more appropriate for anyone else that I know of. Whenever I think of her, the song that springs up in my mind is Soul Asylum’s Runaway Train. This might be sheer quantum of the debt that she is in which inspires the song in my head.

I don’t know much about the lyrics of this song but I must admit that the track is quite catchy. Getting to the subject of finance, I know that a lot of people are looking for ways to pay off their debt as if they are on a runaway train and don’t have any chance of stopping anywhere. When they are dealing with life and debt, they often feel helpless and feel that there is nothing in the world that can solve their problems. Here are some of the lyrics of this song -

• “It seems no one can help me now” : You shouldn’t wallow in your sorrow and feel like there is nothing out there to help you out. Your friends and family might not be able to help you out in your financial problems but they will surely offer you some moral support that you are looking for. They can also recommend some services or ask you to meet some people who they think might get you out of these crises.
• “I’m in too deep; there’s no way out” : The main reason why I relate my friend with this song lies in this part of the lyrics. She did say these words to me once and they were said with utter despair. The look of the crushing hopelessness in her eyes was indeed alarming. It made me realize what high interest debt can do to you. However, this doesn’t mean that there is no solution out there. You can get your debt restructed and then use the zero balance transfer offers. You shouldn’t feel overwhelmed because if this happens, you will eventually give up. There is always a way out of every problem.
• “This time I have really led myself astray” : This is certainly true in case of Jennie. Some of the mistakes are minor gaffs and some of them are big blunders. I am not saying that she is a world of financial mess but she is in trouble and is desperately looking for a solution to get out of it. I asked her to focus on positives and look for light at the end of the tunnel. I told her that if she keeps crying over spilt milk, it isn’t going to get her anywhere in the future.