Category Archives: Investing

529 College Savings Plan

529 Plan

This is a savings plan sponsored by state to encourage people to save for college expenses. Parents can contribute towards this plan to pay some, if not not all, college expenses of their children. However, it’s not mandatory to use the funds for your child. You can, at any time, change the beneficiary of the plan. Along with compulsory savings, this plan offers certain tax benefits.

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Emerging markets ETF: perhaps the way to go

It doesn’t take a rocket scientist to figure out that the west is losing out to Asia and Latin American countries when it comes to development and economic growth. The west has long since developed and has now hit a plateau while the developing world and emerging markets are powering the growth of the world. Emerging markets ETF that focus on BRIC nations, Latin America and Asia have continued to grow steadily over the last few months and the portents for continued growth are good, even excellent.

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ING Share builder in retrospect

Online brokerages and trading companies are something that has interested me for some time now. After all, if I am going to avail of the services of a brokerage, why pay any more than I have to? With ING Share builder, the costs of using an online brokerage drops considerably and it lifts all conventional barriers to investing that some others might consider to be in place. The problem with most online brokerages I looked at was the minimum investment. Frankly said, it was a stumbling block. I was not willing to put in $500 as a minimum. It’s not that I didn’t have it; I just wasn’t keen to put that much in to begin with. What if I were buying into a dud?

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iShares ETF: what to invest in

Located in San Francisco, iShares was picked up by BlackRock
from Barclays in 2009 and has more than 180 ETFs listed in the United States.
But do not think for a moment that the distribution of funds across every
iShares ETF is even. It isn’t. By the time 2009 drew to a close, the top ten
iShares ETF were worth 50% of the assets. But there is a lot more to iShares
ETF than just these blockbuster ETFs. Most investors know of these investment
options and we have picked out a few of the many iShares ETF options for you to
consider and look at for inclusion in your investment portfolio.
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Tips on How to Invest in Stocks For Beginners

Investing in stock market may be a bit confusing especially for beginners. Due to its volatile nature, first time investors bear a risk of losing all their funds. Hence, I have conducted a comprehensive research and have come up with tips on how to invest in stocks for beginners. Some are very critical, while some may be taken lightly. Continue reading

The Benefit of Dividend Reinvesting

I have been investing in some dividend stocks mainly because saving account rates these days are pathetic. For an emergency fund, earning a percent or two on my investment is fine. But for long-term, it’s lousy.

If you don’t really have an immediate need of the money earned through dividends, it’s advisable to reinvest the amount. And you don’t have to bother about reinvesting process as many broking companies these days offer such service for free. Continue reading

When is the right time for selling gold?

The precious yellow metal is steering its price every day and presently. It has hit the record high and people and investors are considering it a safe haven. While all the stocks becoming poor as the companies are failing to perform at the desired level. Because of recession, bonds are in equal distress as the government is under a huge deficit. In such an economic scenario the best way is to cling on to gold. Economists also find the recent fiscal strength of gold as a shield to protect investors from inflation, falling value of the dollar, rising oil prices and so on. Investors are consequently looking forward to selling gold and are predicting the time. When they can translate their gold n to cash.

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ING Sharebuilder in retrospect

Online brokerages and trading companies are something that has interested me for some time now. After all, if I am going to avail of the services of a brokerage. Why pay any more than I have to? With ING Sharebuilder, the costs of using an online brokerage drop considerably and it lifts all conventional barriers to investing that some others might consider being in place. The problem with most online brokerages I looked at was the minimum investment. Frankly said it was a stumbling block. I was not willing to put in $500 as a minimum. It’s not that I didn’t have it; I just wasn’t keen to put that much in, to begin with. What if I were buying into a dud?

Continue reading