About Us

As a 30 something business school graduate with a major in finance, I understand fully the importance of finance in the larger scheme of things, and to disseminate my knowledge about finance I started Finance Genie. Most finance blogs you will find offer somewhat generic opinions, but my background and interests means that while Finance Genie will offer up that kind of generic advice from time to time, the main issue will be the larger picture; about the economy, investing, banking, business and the role of geopolitics in it all. And yes, we will also talk about money; bankruptcy, credit cards, tips, financial literacy. We touch upon all of this is a manner that allows us all to be more financially literate and independent. That is the ultimate goal and my ultimate wish for you so that you will be free to pursue your dreams and passions.

Our worries are the same as yours. We worry about retirement, the costs of education, the welfare of our money, mortgages, real estate boom and bust cycles. We are like you in many ways. But we are not the be-all and end-all of financial advice; we merely want to educate you so that you can take your own decisions in the end. It's the same old philosophy at work, you feed a man a fish and you've fed him for the day. Teach him to fish and you've fed him for life. I wish to teach you fishing then, in a manner of speaking, and I want you to avoid my pitfalls. I don't want you to live from paycheck to paycheck, I don't want you to ever face nearly losing your home and I want you to make more sound financial decisions. And better financial decision-making is a journey, one we hope to accompany you on.

Stay in touch with the blog for the latest happenings in the green car industry, as we believe in customer’s satisfaction when it comes to reliable sources and buying advices. By providing all these reliable resources on one particular blog, we really hope that it will save your money and at the mean time you will contribute little in saving the environment.

Latest Updates

    Ways to get Promotions in 2012

    8. February 2012 | Employment

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    Ways to get Promotions in 2012
    Things seem to be better for job market in this year 2012, though still we are not out of wood’s. hoping for promotion in this is tough though its not impossible. Follow some tips to give boost to your career and climb up corporate ladder by getting promotion: Focus on the Achievements: Promotion is given to that employee for is valuable to company and the best way to show how you are valuable to the company is focusing on the achievements. Don’t describe day to day duties but focus on things which you have been able to accomplish on the position you have currently show specific results. For example show your results in form of numbers like “increase in profits by 45%, double in sales in the second quarter that is show tangible and  [...]

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    Tired of high banking fees? Read on …

    1. December 2011 | Banking

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    Tired of high banking fees? Read on …
    Banks were earlier known for their safety and hence were extensively relied on but now, the times have changed and they have got pretty risky. There are plenty of banks in America which give their clients runaround while disclosing the banking fees. Federal Reserve terms say that the banks have to maintain complete transparency for their bank fees but still the banks continue to treat their customers evasively if they request for the banking fees. This evasive bank treatment has previously been reported by non profit organization called US PIRG and it works for consumer welfare. US PIRG conducted a survey involving 392 financial institutions which include the credit unions and banks. All the institutions are distributed in 21 states in the  [...]

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    Debt settlement is good but can be bad too

    24. November 2011 | Debt

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    Debt settlement is good but can be bad too
    You must have read about a lot of debt management strategies and this term is often Googled on the Internet by people who are deep in debt. There are plenty of advantages for people once they settle all their debt. Agencies for reduction of debt have been growing fast these days. Agents are quite skilled for making strategies for negotiating. In a lot of cases, it is seen that the methods of debt reduction have helped people in paying less than what they were supposed to in the first place. We can draw conclusion from these statements that there is a requirement of debt management strategies. However, people don’t know about when to employ these strategies. I am writing this post today as a humble attempt to tell people when to hire a debt  [...]

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    Life And Debt – Getting Out Of Debt

    17. November 2011 | Debt

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    Life And Debt – Getting Out Of Debt
    I am one of those guys who associate a song with a particular person. Songs like “Come as you are”, “American Woman”, and  “Under Pressure” remind me of three different friends that I have. One of my friends called Jennie reminds me of a song as well. The pun of life and debt is won’t be more appropriate for anyone else that I know of. Whenever I think of her, the song that springs up in my mind is Soul Asylum’s Runaway Train. This might be sheer quantum of the debt that she is in which inspires the song in my head. I don’t know much about the lyrics of this song but I must admit that the track is quite catchy. Getting to the subject of finance, I know that a lot of people are looking for ways to pay off their debt as if  [...]

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    Maximizing Credit Card Rewards

    10. November 2011 | Credit Card

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    Maximizing Credit Card Rewards
    Do you remember the last time you got any credit card reward? You surely must have saved it somewhere because it is related to money. This happens a lot when you get any meager rewards. A lot of take their credit card rewards seriously as they can’t be earned and it is really surprising when you get one. You attitude can change the way save money and you won’t be going in debt like you were going before. I am blogging about some tips for inflating credit card rewards but let me warn you that they will only work if you sticking to them well. Let me give an example of the recent incident when the credit card companies (or banks behind scenes) were running after to people with an offer for a credit card. They were offering a credit card  [...]

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    A guide on commodity ETFs

    2. November 2011 | Investing

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    A guide on commodity ETFs
    Right now, oil and gold are the commodity ETFs (or Exchange Traded Funds) that most people invest in. But there are a lot of commodity ETFs out there that are increasingly gaining popularity in market. The market of commodities was previously hard to access as it either involved holding commodities directly or making some complex investments in the future. But there are a lot of commodity ETFs right now in the market which has made it possible for small investors to invest in different commodities and they can also diversify their investments. In market these days, there are bets enabled through commodity ETFs on prices of the natural resources like precious metals such as uranium, platinum, food products like corn, milk, and other commodities  [...]

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    Ways to stay on track post retirement

    18. October 2011 | Retirement

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    Ways to stay on track post retirement
    A lot of people are anxiety about life post retirement. They get nervous even with small shudders in financial markets. Americans are now getting quite worried because they don’t have a lot of money to last till their death. They are looking for advice for investing their savings and for meeting their goal. Lot of people invest in mutual funds. I am blogging about some tips which will help you in fund management for keeping your retirement savings in tact. 1 ) Pump in more money – The best way to boost you retirement funds is to pump in more money in to it. Federal government is offering substantial tax incentives for your retirement savings. These savings will also reduce your tax bill. I would recommend you to contribute enough to  [...]

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