Losing money is not funny at all. It hurts. Yet people don’t alter their strategies and behavior. Instead, they switch their investment from one company to another, hoping they would earn this time. But they don’t. The problem is not stocks, it’s you. These few stock market basics will point out why you always lose money. Continue reading
Many economists, during the beginning of 2018, expected the market to drop down further. However, the market behaved the other way round, and so far it has performed well with minor fluctuations.
But economists cannot be incorrect every time. Many have predicted a very slow growth for the next five years, and some are pointing to a double-dip recession. In such atmosphere, you cannot expect companies to perform at their peaks. So, the market can be a bit bumpy at times. However, if you have a right investment strategy, and the right approach, you don’t have worry about the rough trends. Here are few tips that will help you get going even in a tough market situation: Continue reading
We all knew it was coming. With more than 80% rise in stock price in just 13 months was a strong sign of an unrealistic bubble, which had to eventually burst. So, it was expected.
However, according to economists, we may have to face a double-dip recession, or even a ‘Lost Decade’, which would make the situation scarier. Besides, unstable economic growth in Europe, especially in Spain, Ireland, Portugal, Italy, and Greece is a rising concern. China may face a slowdown in GDP growth and we may see further job cuts in the near future. Continue reading
Investing in stock market may be a bit confusing especially for beginners. Due to its volatile nature, first time investors bear a risk of losing all their funds. Hence, I have conducted a comprehensive research and have come up with tips on how to invest in stocks for beginners. Some are very critical, while some may be taken lightly. Continue reading
Looking for a job but not getting any? Maybe your credit score isn’t good enough.
Many employers, these days, are checking the applicant’s credit score to filter the pool, and shortlist the selected few. So if you miss payments on your mortgage, car loan, or electricity bill, you could just lose an opportunity of getting a job.
A recent survey conducted by Society of Human Resource Management says 60% of employers have started checking applicant’s credit score before inviting them for an interview. In 2003, the percent was only 35% and a mere 13% in 1996. Continue reading
If you are planning to host a yard sale to earn some money from clutter or simply to buy some more clutter next season, here are few common mistakes you must avoid to increase profit and have an easy de-cluttering process.
1. Breaking the 3 Rules
A yard sale cannot be a success if you break three most important rules: advertising, advertising, and advertising. The more you advertise the better deal you will receive. Make use of Craig list, community bulletin boards, local news paper, and other sources to spread the word. Make sure you mention sale hours and examples of items on sale, clearly in the ad. This will help you to attract relevant customers and keep them from coming at 6 am at your place. Continue reading
Every US citizen is eligible to avail a free credit report online once a year. Not many people are however, aware of this facility. You can avail this report by online or by calling them up. In either case, you have to provide some personal information like your full name, address, credit card number and other minor details. Continue reading
Credit is now a necessity for all of us to survive in this world. Not even countries can thrive without credit. At every stage of life, we, as individuals, need credit to meet our wants. Everyone wants it, but few get it.
So who determines how much amount must be sanctioned to each individual? On what basis is it approved? Only one factor determines your access to credit and that’s your credit score range. If you fall into a good range, you get good credit. If your credit score range is low, it becomes quite intricate to avail a loan. Continue reading
Most of us are striving to be in a better financial position, especially during a time like these. There are numerous processes to climb the financial track and reach the top. It all, however, starts with a common thing – know where we stand now.
We all know a good way to know your current financial status is examining your credit report. However, not many know it can be availed freely one the web once a year. You can get a free credit report online to check your financial condition. Continue reading
For those you aren’t aware of the importance of a credit score, let me tell you this, it is a vital component of the lives of people in the US. If you have a bad credit score, you don’t get a loan, job, mortgage, etc. And living without a loan is something that we, the population of America, have forgotten for many ages.
Consequently, it’s important to have and maintain a good credit score range to lead a happy life. Here are few do’s and don’ts to improve your score: Continue reading